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KEYWORD "LTV" - 89 RESULTS
Property Natter: Will first-timers be thrown a Budget lifeline?

The expected dip in mortgage rates following the Bank of England’s base rate cut continued this week with NatWest’s lowest price...

17 August 2024

From: Features

Boost for buyers as mortgage rate cuts continue – how long will it last?

NatWest and Santander are the latest mortgage lenders to unveil rate cuts. The lenders have revealed lower mortgage pricing from this morning...

13 August 2024

From: Breaking News

Low deposit mortgage choice hits two-year high

The number of low deposit mortgage deals has reached a two-year high. Data from comparison website Moneyfacts shows the availability of deals...

09 July 2024

From: Breaking News

Rightmove:  'New government must support buyers as mortgage payments soar'

The average first-time buyer mortgage payment has risen by 61% since the previous election year of 2019, research suggests. Analysis by Rightmove...

24 June 2024

From: Breaking News

The rise of the op-co prop-co

In the first quarter of the year, the UK real estate investment market demonstrated resilience and active participation. Despite ongoing uncertainties,...

22 June 2024

From: Features

Savills makes drastic U-turn on housing market forecast for 2024

Savills has today upgraded its five-year UK mainstream house price forecast to reflect the stronger than expected start to the year...

07 May 2024

From: Breaking News

Mortgage Misery as yet more lenders hike rates

Just as the Nationwide showed the impact of rising mortgage costs on house prices, so another raft of lenders have made...

02 May 2024

From: Breaking News

New mortgages target buyers with defaults and County Court Judgements

A specialist lender is reintroducing a suite of mortgage products aimed at what it call “overlooked customers”. It turns out these are...

01 May 2024

From: Breaking News

Mortgage rates hit six month high after recent bank hikes

An analysis by Rightmove reveals that the average interest rate for a two year fixed mortgage at 95% loan to value...

25 April 2024

From: Breaking News

How Much Will Mortgage Rate Hikes Affect the UK Housing Market?

Borrowers are currently rolling off relatively favourable two-year fixed-rate deals agreed at the start of 2022, but the pain from higher...

30 March 2024

From: Features

A game changer? Yorkshire Building Society launches 99% loan-to-value mortgage for first-time buyers

The Government may have backtracked on plans for 100% loan-to-value (LTV) mortgages but Yorkshire Building Society has come up with its...

28 March 2024

From: Breaking News

Property expert slams 1% mortgages as Government considers introduction

The Government’s proposal to introduce a new 1% deposit mortgage scheme to help young people onto the property ladder is unworkable...

24 February 2024

From: Features

Wealthy buyers hit by tougher lending criteria

Mortgage rates may be falling but tougher lending criteria is stifling many borrowers, including high earners. Research by Investec has found the...

30 January 2024

From: Breaking News

PropTech Today - Balancing AI innovation with the human touch

Large language models, machine learning, artificial intelligence, artificial general intelligence, and 'the singularity' change everything, but there again, they change literally...

29 November 2023

From: Breaking News

Boost for buyers as mortgage choice rises and rates drop

Low deposit home buyers have been given a boost after product choice hit a 14-month high. Data from Moneyfacts shows the number...

14 November 2023

From: Breaking News

‘Watershed moment’ as sub-5% mortgages return

Mortgage brokers have hailed a ‘watershed moment’ as Nationwide became the first lender in months to release a sub-5% home loan...

09 November 2023

From: Breaking News

Boost for mortgage borrowers as average two-year fix drops below 6%

Rightmove is hopeful that mortgage rates will continue to drop. It comes as its latest data shows average two-year fixed rate mortgage...

12 October 2023

From: Breaking News

Storm blows in reasons to be cheerful

As much of the country battened down the hatches for the first storm of the season, there may have been a...

30 September 2023

From: Features

Boost for buyers as mortgage rates drop and choice rises

Mortgage borrowers now have the greatest choice of home loan products since February 2022, Moneyfacts data suggests. It is a boost for...

13 September 2023

From: Breaking News

Join the future of estate agency, today.

Estate agency has changed. No longer is it required to sit in a high street office working the old way. Provide a...

12 September 2023

From: Sponsored Content

What is ‘mixed tenure’ and why are mixed tenure developments built?

The term mixed-tenure development usually refers to residential developments where different residential tenures are provided on the same site. Typically, tenure was...

30 August 2023

From: Sponsored Content

Rightmove: Mortgage rates are moving in a ‘positive direction’

Home-movers are set for a period of stability in the mortgage market, Rightmove claims. The portal’s latest mortgage tracker found average mortgage...

23 August 2023

From: Breaking News

Levelling up: how a quality CRM provider helps your agency grow

Success with your chosen CRM solution should not be a one-and-done package. Once you team up with a stellar CRM provider,...

17 July 2023

From: Sponsored Content

Unlocking success: capabilities an ideal CRM toolbox should offer

CRMs can be superheroes for your business, but not all of them possess the necessary powers to save the day. As...

11 July 2023

From: Sponsored Content

Accelerating growth: the key advantages of implementing a CRM

By adopting a top-notch Customer Relationship Management (CRM) solution, you're not only opening doors to acquiring new customers and nurturing existing...

05 July 2023

From: Sponsored Content

The nuances of mortgage lending and the role of the valuer

In simple terms, as you are probably aware, ‘lenders’ are the organisations who loan you something, in this case money to...

17 May 2023

From: Sponsored Content

New 100% LTV mortgage aims to help tenants escape ‘rental trap’

Skipton Building Society has unveiled details of the first 100% loan-to-value mortgage launched since the 2008 financial crisis. Aimed at renters, the...

10 May 2023

From: Breaking News

Rightmove warns lenders may start increasing mortgage rates

Further mortgage rate rises could be on the way for homebuyers and owners, Rightmove suggests. After a few weeks where mortgage rates...

26 April 2023

From: Breaking News

Rightmove: Mortgage market remains ‘egg-cellent’ for buyers

Mortgage lenders are ‘actively competing’ for home buyers, Rightmove claims. The portal’s mortgage expert has predicted that mortgage rates will remain flat...

05 April 2023

From: Breaking News

Condensation mould – a black mark for property

Black mould associated with condensation is becoming an increasing problem for homes in the UK and following the tragic death of...

24 February 2023

From: Sponsored Content

Property Natter - Incoming! It’s hard work to figure out the housing market

Lies, damned lies, and statistics this week. I don’t know about you, but sometimes I feel as though I’m being bombarded...

11 February 2023

From: Features

Affordability would be squeezed if mortgage rate rose to 6%, says Rightmove

The average monthly mortgage payment for a household buying a first-time buyer home would increase to £1,302 if the average mortgage...

28 September 2022

From: Breaking News

Bank of Mum & Dad set to lend £25bn to children over the next three years

Research over recent years has regularly pointed to the Bank of Mum & Dad being one of the UK’s biggest lenders,...

04 August 2022

From: Breaking News

Opinion: Bank of England rate rises are nonsense and will increase inflation

The Bank of England’s continued rise in interest rates – the latest being a shift up to 1.25% - is, in...

25 June 2022

From: Features

Tony Blair-backed thinktank proposes mortgage market reforms

The government is being urged to expand and make the Treasury’s mortgage guarantee scheme permanent and compulsory on home loans above...

30 May 2022

From: Breaking News

Sharp fall in mortgage products as market starts to tighten

There’s been a marked reduction in mortgage product availability for a second consecutive month.  Independent mortgage market monitor Moneyfacts says there are...

09 March 2022

From: Breaking News

Good news as mortgage choice now highest for over 13 years

The product choice for buyers wanting mortgages is now the highest it has been since 2008 according to the independent service...

07 December 2021

From: Breaking News

95% mortgages fall flat as few deals actually agreed, claims broker

A broker claims the high profile return of the 95 per cent mortgage has actually made little impact on the housing...

27 August 2021

From: Breaking News

Insight - Is The Resi Market About To Turn?

Following a month in which the number of property transactions was the highest since records began, it might seem a little...

14 August 2021

From: Features

Mortgage bonanza as choice grows and rates tumble

The signs are that even with the stamp duty holiday tapering to a close at the end of the summer, the...

14 July 2021

From: Breaking News

Mortgage Bonanza - another surge in products available to buyers

There are now more mortgage products available than at any time since the start of the pandemic in March 2021. Data from...

08 June 2021

From: Breaking News

Mortgage Bonanza: biggest lender yet offers 95% loans

Nationwide Building Society is to become the largest mortgage provider to reintroduce 95 per cent Loan-to-Value home loans without government support.  These...

19 May 2021

From: Breaking News

 Good news - there are more mortgages and many are cheaper

It’s not just housing transactions that signal a red-hot market - the mortgage landscape is at its strongest for some time...

11 May 2021

From: Breaking News

Change is coming – how can we improve the homebuying process?

With property transactions taking longer than ever and many people operating at capacity, it is easy to overlook the progress made,...

28 April 2021

From: Features

95% mortgages make an impact - even before government initiative

The latest Moneyfacts monitor of the mortgage market suggests a significant number of new 95 per cent products - even without the...

14 April 2021

From: Breaking News

Market still upbeat despite dip in mortgage approvals

Bank of England figures reveal that in February there were 87,700 mortgage approvals - down from a peak of 103,700 in...

30 March 2021

From: Breaking News

Confidence rising as mortgage choice for buyers hits recent high

Mortgage availability has risen for the fifth consecutive month according to respected market monitor Moneyfacts. With 3,532 products on offer, this is...

10 March 2021

From: Breaking News

Good news for first time buyers as lenders allow smaller deposits

First time buyers with just a 10 per cent deposit - for long almost excluded from the mortgage market - now...

18 February 2021

From: Breaking News

Good news for market as mortgage choice hits 12-month high

There’s now more choice in the mortgage market than at any time since last March, before the pandemic reached a peak. The...

10 February 2021

From: Breaking News

2021 will not hold back Agents who are prepared to adapt

With the Government announcement this week of another national lockdown across England amid the surging coronavirus infections, it once again puts...

08 January 2021

From: Sponsored Content

Agents can do more to speed up transactions by adopting technology

Recent debate about urgent need for reform and better collaboration within the property industry, has once again come under the spotlight...

04 December 2020

From: Sponsored Content

How can we ensure the second half 2020 doesn’t become a blip?

Recent figures emanating from the mortgage and housing market suggest that – since lockdown was ended in mid-May – transaction levels...

31 October 2020

From: Features

Keeping the property market moving

It’s been an unexpected year for the property market, shaped by the effects of the pandemic. We didn’t quite anticipate the...

27 October 2020

From: Sponsored Content

A guide to commercial mortgages during the Covid-19 pandemic

With access to finance being such a hot topic at the moment, more and more estate agents are turning to commercial...

29 August 2020

From: Features

Stamp Duty Holiday giving southern England biggest boost - Zoopla

Zoopla's Research and Insight Director Richard Donnell writes: Just over a fortnight on since the Chancellor announced the Stamp Duty holiday and...

23 July 2020

From: Breaking News

Rightmove endorses new 90% first time buyer mortgage

Britain’s second largest lender is to offer 90 per cent loan to value mortgages once again from next Monday - a...

14 July 2020

From: Breaking News

Stamp Duty cuts WON’T help the market - a contrary view

An industry analyst is challenging the long-established agents’ view that reducing or temporarily scrapping stamp duty would help the market. On the...

08 July 2020

From: Breaking News

Younger buyers’ moving plans hit by mortgage changes - Zoopla

A survey of 2,000 prospective movers by Zoopla shows the vast majority still intent on buying - but younger purchasers’ plans...

03 July 2020

From: Breaking News

Agency live-streaming all instructions to cope with demand

An estate agency with a reputation for PropTech innovation says it now live-streams all instructions in a bid to operate more...

16 June 2020

From: Breaking News

The three key factors influencing the UK property market

The outlook for the housing market is still taking shape, but here I take a look at three market indicators to...

30 May 2020

From: Features

Surge in high-end deals in recent years, despite wider market woe

The number of prime residential housing transactions has increased rapidly in the past two decades and even in the past five...

28 October 2019

From: Breaking News

How much do first timers know about buying a home? Not a lot...

A study from Santander Mortgages has blown the cover on first time buyers, suggesting they know almost nothing and research very...

18 September 2019

From: Breaking News

It's true: buying a home now is much MORE affordable than a decade ago

Monthly mortgage payments as a proportion of income have dropped to 31 per cent now from 43 per cent a decade...

22 February 2019

From: Breaking News

Mortgage costs fall in first quarter of 2018, despite base rate worry

A new survey suggests that despite many lenders increasing their rates, most mainstream mortgages are down compared to the start of...

25 April 2018

From: Breaking News

New mortgage offers preferential rates on homes with best EPC ratings

Barclays is next week launching a so-called ‘green mortgage’ which links the loan to the Energy Performance Certificate rating of the...

06 April 2018

From: Breaking News

Interest rate rise starts to make an impact as mortgage costs increase

The costs of the majority of mainstream mortgages increased in the final three months of last year.  The news comes from mortgage...

30 January 2018

From: Breaking News

Exclusive: New 'super-portal' launching in the UK on March 1

A new property portal called Linktosale aims to launch in the UK at the start of March following what appears to...

08 January 2018

From: Breaking News

Three reasons why we need stamp duty reform

Whenever any research is released, part of me can’t help thinking of that old adage, ‘lies, damn lies and statistics’ especially...

02 September 2017

From: Features

First time buyers should ponder more options, urges mortgage analyst

Independent financial service Moneyfacts says first time buyers who opt for a fixed rate deal might be better off if they chose...

31 August 2017

From: Breaking News

More mortgage products available now than at any time since 2008

There are more mortgage products available to buyers now than at any time since 2008 according to respected finance monitor service...

10 May 2017

From: Breaking News

4 Reasons Why Virtual Furnishing Really Is The Future

It seems prop-tech is exploding at a scary rate, and the latest brands are all trying to grab our attention by...

17 March 2017

From: Sponsored Content

Buy-to-let mortgages: What opportunities and challenges lie ahead?

The rapid growth in popularity of buy-to-let in recent years, fuelled in part by the failings of the pensions industry, has...

17 February 2017

From: Features

Guarantee blue skies! Bad weather doesn’t mean bad photos when you use Doctor Photo

Annoying isn’t it. You take on a stunning property, agree a compelling asking price and your Vendor is desperate to get the...

02 February 2017

From: Sponsored Content

First time buyers have a lot to thank Help To Buy for says Moneyfacts

Moneyfacts, the independent financial products monitoring service, says first time buyer have a lot to thank Help To Buy for -...

06 December 2016

From: Breaking News

Mortgage market defies Brexit jitters as rates hit record lows

Fears raised over the UK housing market in the wake of the Brexit vote have so far proved to be ‘wide...

30 September 2016

From: Features

How can Agents survive in an increasingly competitive market?

The key lies in improving your customer experience through technology For Agents, the tremendous growth in online estate agents highlights a strong...

13 September 2016

From: Sponsored Content

Sharp drop in high-LTV mortgage choice for first time buyers

The number of 95 per cent loan to value mortgages available for first time buyers has dwindled 16 per cent in...

24 August 2016

From: Breaking News

Win new vendors by advertising internationally

What is Properstar? Properstar helps UK estate agents cross the chasm from local to global in respect of advertising their properties. Using...

16 August 2016

From: Sponsored Content

Halve your website costs

Paying too much every month for your website? Move your website to us and we guarantee to halve your monthly bill I want...

16 August 2016

From: Sponsored Content

Squeezed activity shows why we should be grateful for new PM

What a month it has been. By the time you read this, we'll have a new Prime Minister, a new Cabinet,...

15 July 2016

From: Features

The post-Brexit landscape

As I sit and write this piece, even with the FTSE 100 back up and sterling having recovered some of its...

08 July 2016

From: Features

Why negotiating skills will be more crucial than ever in the months ahead

Sales skills, and the ability to negotiate in particular, have always been a core ingredient for any estate agent – and...

03 June 2016

From: Features

Bridging the gap

While buy-to-let lenders brace themselves for further interventions as part of proposals currently being drawn up by the Prudential Regulation Authority...

01 June 2016

From: Features

Barclays no-deposit mortgage: a good idea?

It’s the news that has got everyone talking: Barclays are bringing back the 100% mortgage.  The market has taken a bit of...

13 May 2016

From: Features

New credit risk rules could curtail mortgages for first time buyers

First time buyers with small deposits are among those likely to suffer as a result of new regulations on credit risk...

28 April 2016

From: Breaking News

Why Help to Buy London is a sign of things to come in the capital

As we know, the property market in London is notorious for sitting a long way outside the conventions of the wider UK...

27 February 2016

From: Features

Average deposit for a home now exceeds £80,000 says mortgage broker

The average deposit for a property has risen 15 per cent in the past year and now stands at over £80,000...

27 January 2016

From: Breaking News

New year. New look?

Let Mid West Displays get your window in shape! Never underestimate the power of high street presence. Image is everything, and what...

14 January 2016

From: Sponsored Content

Could cross-party support solve supply conundrum?

Given that I wrote my last article on the day of the General Election but well before the result was known,...

19 June 2015

From: Features

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