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KEYWORD "Loan To Value" - 52 RESULTS
The rise of the op-co prop-co

In the first quarter of the year, the UK real estate investment market demonstrated resilience and active participation. Despite ongoing uncertainties,...

22 June 2024

From: Features

Mortgage Misery as yet more lenders hike rates

Just as the Nationwide showed the impact of rising mortgage costs on house prices, so another raft of lenders have made...

02 May 2024

From: Breaking News

Startling figures show mortgage costs holding back house prices

Higher mortgage rates are a drag on house price growth says Zoopla - and it’s produced startling figures to prove it. The...

29 April 2024

From: Breaking News

Mortgage rates hit six month high after recent bank hikes

An analysis by Rightmove reveals that the average interest rate for a two year fixed mortgage at 95% loan to value...

25 April 2024

From: Breaking News

Rate cut needed ‘sooner rather than later’ as mortgage pricing rises - warning

Increasing numbers of mortgage lenders are pulling decent deals as swap rates rise. Santander has become the latest high street lender to...

21 February 2024

From: Breaking News

Housing market still in doldrums despite mortgage rate cuts

Mortgage lenders are at last cutting their rates on some deals, confident that the Bank of England’s base rate may rise...

15 August 2023

From: Breaking News

Rightmove reveals cheapest and dearest places for first time buyers

New analysis from Rightmove claims to reveal the cheapest UK city for a first time buyers to get on the property...

01 June 2023

From: Breaking News

The nuances of mortgage lending and the role of the valuer

In simple terms, as you are probably aware, ‘lenders’ are the organisations who loan you something, in this case money to...

17 May 2023

From: Sponsored Content

New 100% LTV mortgage aims to help tenants escape ‘rental trap’

Skipton Building Society has unveiled details of the first 100% loan-to-value mortgage launched since the 2008 financial crisis. Aimed at renters, the...

10 May 2023

From: Breaking News

Persimmon: 'Too early to say when buyer demand will recover''

Higher mortgage rates and the end of Help to Buy has had a “sharp impact” on sales rates, Persimmon has warned. A...

13 January 2023

From: Breaking News

Market insight: Buckle up, but keep perspective

As uncertainty, apprehension and anxiety increasingly infiltrates every aspect of our professional and personal lives, to ‘keep calm and carry on’...

27 August 2022

From: Features

Phil Spencer: Today's First Time Buyers and Tomorrow's Vendors

The other day I read a story here on Estate Agent Today, which was both depressing and inspiring. It reported a study...

15 July 2022

From: Breaking News

Opinion: Bank of England rate rises are nonsense and will increase inflation

The Bank of England’s continued rise in interest rates – the latest being a shift up to 1.25% - is, in...

25 June 2022

From: Features

Good news as mortgage choice now highest for over 13 years

The product choice for buyers wanting mortgages is now the highest it has been since 2008 according to the independent service...

07 December 2021

From: Breaking News

95% mortgages fall flat as few deals actually agreed, claims broker

A broker claims the high profile return of the 95 per cent mortgage has actually made little impact on the housing...

27 August 2021

From: Breaking News

Market boom to go on as supply shortage set to last into 2022

The very strong housing market seen throughout this year is set to extend into 2022 as a stock shortage is forecast...

26 August 2021

From: Breaking News

Insight - Is The Resi Market About To Turn?

Following a month in which the number of property transactions was the highest since records began, it might seem a little...

14 August 2021

From: Features

Prominent estate agents trial new low-deposit mortgage concept

Two prominent estate agencies are amongst those piloting a new financial product that allows aspiring buyers to purchase property with just...

13 August 2021

From: Breaking News

Mortgage Bonanza - another surge in products available to buyers

There are now more mortgage products available than at any time since the start of the pandemic in March 2021. Data from...

08 June 2021

From: Breaking News

 Good news - there are more mortgages and many are cheaper

It’s not just housing transactions that signal a red-hot market - the mortgage landscape is at its strongest for some time...

11 May 2021

From: Breaking News

Stamp Duty Deadline: it’s too late for most buyers - warning

A consumer financial service suggests it’s already too late for most buyers to meet the latest stamp duty holiday deadline of June...

22 April 2021

From: Breaking News

First time buyers can now borrow 5.5 times their income

The Nationwide Building Society has launched a product which, controversially, allows some first time buyers to borrow 5.5 times their income. From...

22 April 2021

From: Breaking News

95% Mortgage Guarantee scheme - is it just a sop for the North?

From today buyers will be able to purchase properties worth up to £600,000 with just a five per cent mortgage, under...

19 April 2021

From: Breaking News

95% mortgages make an impact - even before government initiative

The latest Moneyfacts monitor of the mortgage market suggests a significant number of new 95 per cent products - even without the...

14 April 2021

From: Breaking News

Stamp Duty: new cliff edge or cause for delight?

Rarely do Budgets produce positive sentiments from the agency industry but Chancellor Rishi Sunak appears to have won widespread support for...

04 March 2021

From: Breaking News

Good news for first time buyers as lenders allow smaller deposits

First time buyers with just a 10 per cent deposit - for long almost excluded from the mortgage market - now...

18 February 2021

From: Breaking News

Good news for market as mortgage choice hits 12-month high

There’s now more choice in the mortgage market than at any time since last March, before the pandemic reached a peak. The...

10 February 2021

From: Breaking News

Stamp Duty Offset Mortgage launched for borrowers who miss deadline

A mortgage has been launched targeting borrowers who believe they are unlikely to complete their purchase before the stamp duty holiday’s...

05 February 2021

From: Breaking News

“The sensible thing” - Agents urge tapered end to stamp duty holiday

Estate agents have kept up the pressure on the Westminster government to consider some kind of tapered ending to the stamp...

03 February 2021

From: Breaking News

Stamp Duty Holiday still providing big boost for housing market

Mortgage approvals decreased slightly in December but remain well above pre-Covid levels thanks to the continuing incentive of the stamp duty...

02 February 2021

From: Breaking News

Good news for first time buyers as 10% deposits make a return

HSBC UK is re-introducing its 90 per cent Loan To Value mortgages from next week - a possible lifeline for first...

08 January 2021

From: Breaking News

2021 to start with price corrections, predicts market index

A house price index that is routinely one of the most pessimistic about the market claims the New Year will see...

30 December 2020

From: Breaking News

Another record for house prices as official figures show rapid growth

Another day, another index, another record - house prices rose 5.4 per cent annually in October according to official figures from the Office...

17 December 2020

From: Breaking News

Busiest Ever Autumn? Buyers up, prices up, delays up, supply up

There are 140,000 more buyers waiting to complete on their properties right now than there were this time last year. The claim, by...

28 October 2020

From: Breaking News

Call for mortgage guarantee scheme plus longer stamp duty holiday

The National Association of Estate Agents wants the government to initiate a mortgage guarantee scheme to encourage more 95 per cent...

20 October 2020

From: Breaking News

Good News: Negative equity threat “far lower” than after 2008 recession

There’s good news from the think-tank the Resolution Foundation, which says the threat of negative equity because of the Coronavirus crisis...

02 September 2020

From: Breaking News

Portal says mortgage applications much faster with new software

The mortgage arm of a regional property portal has launched pre-approval software which it claims will significantly speed up the initial...

21 July 2020

From: Breaking News

Rightmove endorses new 90% first time buyer mortgage

Britain’s second largest lender is to offer 90 per cent loan to value mortgages once again from next Monday - a...

14 July 2020

From: Breaking News

Good news on mortgages - another rise in product choice

There’s been another increase in the number of mortgage products available to buyers and landlords - a sign of all aspects...

10 July 2020

From: Breaking News

Stamp Duty mayhem? Conveyancers may not cope, warn agents

An estate agency is warning that the likely rush of transactions when the new stamp duty holiday ends next spring will...

09 July 2020

From: Breaking News

Stamp Duty cuts WON’T help the market - a contrary view

An industry analyst is challenging the long-established agents’ view that reducing or temporarily scrapping stamp duty would help the market. On the...

08 July 2020

From: Breaking News

House prices to rise further over next three months - Zoopla

Zoopla predicts that the price strength that has been seen since the reopening of the housing market is likely to continue...

24 June 2020

From: Breaking News

Stamp duty and easier mortgages help first time buyers select larger homes

First time buyers will constitute the largest single group of purchasers in 2019, despite the apparent difficulties of deposits and securing...

09 September 2019

From: Breaking News

Mortgage costs fall in first quarter of 2018, despite base rate worry

A new survey suggests that despite many lenders increasing their rates, most mainstream mortgages are down compared to the start of...

25 April 2018

From: Breaking News

New mortgage offers preferential rates on homes with best EPC ratings

Barclays is next week launching a so-called ‘green mortgage’ which links the loan to the Energy Performance Certificate rating of the...

06 April 2018

From: Breaking News

Interest rate rise starts to make an impact as mortgage costs increase

The costs of the majority of mainstream mortgages increased in the final three months of last year.  The news comes from mortgage...

30 January 2018

From: Breaking News

Savills says credit crunch still shapes housing market, 10 years on

High end estate agency Savills says the credit crunch - roughly 10 years old next month - is still having an...

27 July 2017

From: Breaking News

More mortgage products available now than at any time since 2008

There are more mortgage products available to buyers now than at any time since 2008 according to respected finance monitor service...

10 May 2017

From: Breaking News

Budget 2017: Should stamp duty be a tax on sellers, not buyers?

An estate agent and a building society have both advocated radical moves to reform stamp duty - and want Chancellor Phillip...

03 March 2017

From: Breaking News

A new way to buy? Mortgage lender offers to pay stamp duty

One of Britain’s biggest mortgage companies has come up with a new way to try to boost buying across the housing...

15 February 2017

From: Breaking News

First time buyers have a lot to thank Help To Buy for says Moneyfacts

Moneyfacts, the independent financial products monitoring service, says first time buyer have a lot to thank Help To Buy for -...

06 December 2016

From: Breaking News

Sharp drop in high-LTV mortgage choice for first time buyers

The number of 95 per cent loan to value mortgages available for first time buyers has dwindled 16 per cent in...

24 August 2016

From: Breaking News

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