Archive

Lenders are predicting a busy quarter for supply and demand of mortgages. The Bank of England’s latest Credit Conditions Survey showed lenders...

Lloyds Banking Group (LBG) has become the latest member of the Open Property Data Association (OPDA), committing to help speed up...

The level of mortgage approvals for home-movers hit the lowest level since the 1970s amid the cost of living crisis in...

House prices ended 2023 up 1.7%, Halifax has claimed. The lender’s latest House Price Index for December 2023 suggests the price of...

Average house prices ended 2023 down 1.8%, according to Nationwide. The lender’s December House Price Index, based on its own mortgage lending...

Mortgage lenders are expecting a quieter year for home loans in 2024. Forecasts from banking trade body UK Finance suggest lending for...

Nationwide has called for an independent review of the first-time buyer market as it urges the Chancellor to boost support for...

Mortgage lending has dropped and buyers are no longer stretching their affordability limits, UK Finance claims. New data from the banking trade...

The share price of LSL Property Services dropped around 16 per cent at one point yesterday following a profits warning given...

Mortgage lending criteria and products are failing to keep up with more energy-efficient homebuilding techniques, it has been claimed. The Home Builders...

The value of mortgage lending has slumped to its lowest level since the second quarter of 2020, Bank of England data...

Homeowners are unaware of the risks posed by encroachment of bamboo from adjoining properties and the costs of repairing the serious...

The chief executive of the Building Societies Association is warning that mortgage lending - already down on last year - is...

In simple terms, as you are probably aware, ‘lenders’ are the organisations who loan you something, in this case money to...

Sellers resistant to cutting asking prices may soon be left with little choice if the mortgage market remains depressed, a broker...

House prices could drop by almost 25% ‘start-to-trough’ or by as much as 40% in severe circumstances, Lloyds Banking Group has...

Only 11% of property businesses including estate agencies increased staff pay last year, a new report officially launched next week claims. Property...

The cost of living crisis in the UK has majorly impacted thousands of peoples’ plans to move home, with mortgage lending...

The cost of living crisis and rising interest rates will lead to a decline in property transactions and mortgage lending next...

The property market is ‘recalibrating’ but should be seen in context of economic events, agents are being urged. Kris Mclean, managing director...

New mortgage lending data from the Bank of England has indicated a slowdown in property market activity during October but agents...

LSL has warned of a slowdown in sales and a rise in fall-throughs at the agency as it issued a “cautious...

The latest research from property consultancy Knight Frank has set out which areas of the UK have the largest proportion of...

Record numbers of buyers have taken out fixed rate mortgages to lock-in lower priced home loans before rates rise further, analysis...

The housing market appears almost as stubborn as now caretaker Prime Minister Boris Johnson as it continues to defy predictions of...

Many people in recent years will have become familiar with challenger banks such as Monzo, Starling and Atom. Many will have...

Increasingly cautious mortgage lending could dampen the property market and cause more sales to fall-through, it has been warned. Recent house price...

Mortgage lenders serving the housing market are set for a quieter 2022 after the unprecedented levels of activity seen in 2021,...

Lenders’ umbrella group UK Finance has given its housing and mortgage market forecasts for 2022 and 2023 together, plus a year-end report for 2021. It estimates...

An estate agency owner who is also a qualified independent mortgage adviser has hit out against the suggestion that lenders may...

Figures from the Building Societies Association show continued momentum in the housing market, with gross lending by building societies up 22...

Rising inflation triggered by the supply chain crisis following Brexit and the pandemic may undermine recent house price gains according to...

The value of mortgage lending hit a record high in the final months of the stamp duty holiday. Figures from the Bank...

If you were hoping for a summer lull during August, think again. That’s the messages from Nicky Stevenson, managing director of Fine...

The growth of the internet and technology has transformed virtually every aspect of our lives, including how we approach the property...

Mortgage lending has shown the biggest net increase on record according to the Bank of England.  Mortgage borrowing in March rose by...

From today buyers will be able to purchase properties worth up to £600,000 with just a five per cent mortgage, under...

Mortgage approvals declined slightly in January as the market braces itself for the end of the stamp duty holiday - currently...

The latest Rightmove analysis shows it now takes 126 days from the time an offer is accepted until legal completion -...

The housing market in England and Wales is stabilising, according to analysis of web traffic from a property advice site.  Valuation requests...

The housing market boom looks set to continue for some months yet as mortgage approvals for home purchases hit their highest...

A Bank of England survey suggests it may be more difficult for prospective buyers to get a mortgage later this year. In...

Mortgage approvals for house purchases have soared to a 13 year high according to Bank of England figures up to the...

A specialist property lender says transactions are being delayed by key staff being furloughed. Gareth Lewis, commercial director of property lender MT...

The networking organisation Women in Residential Property has grown to over 300 members - its highest ever total.  Launched three years ago...

One of the country’s highest-profile mortgage lenders, HSBC, is restricting loans on apartments from today. Only buyers of flats who have a...

Mortgage approvals - a key indicator of short-term activity in the housing market - beat expectations in June according to Bank...

The outlook for the housing market is still taking shape, but here I take a look at three market indicators to...

All my recent Natters have been focused on one particular topic, the coronavirus crisis, for obvious reasons. But there has been...

Mortgage lenders approved the highest number of loans for house purchase in nearly four years in January, according to Bank of...

Predictions that landlords are not buying properties to let out because of tougher rental taxes and regulations appear to be short...

A new analysis from a financial services trade body shows that gross mortgage lending is expected to rise significantly in the...

The number of new mortgages approved by banks fell to a six-month low in September - but the annual figure shows...

A report by Santander says stamp duty cuts should be used as incentives for older home owners to downsize and allow...

The Bank of England’s monetary policy committee - which meets monthly to set the base rate on which the costs of...

Data from UK Finance, which represents most of the country’s lenders, shows that gross mortgage lending across the residential market in...

Online estate agency Yopa is warning of price falls ahead in London and south east England - although price rises elsewhere...

The number of mortgages approved by High Street banks increased 5.4 per cent to 44,000 in April. Data from trade body UK...

While media attention has been on Theresa May, Brexit and the Tories, chatter in the agency industry has been about what...

So far in our contribution to the campaign to replace leasehold with commonhold we have outlined the stories of some of...

Agents have reacted gloomily to the release of figures showing that the number of new mortgages offered to both movers and...

Labour is proposing two methods of controlling house price rises should it win the next General Election - and the ideas...

After several days of gloomy market news, here's something more optimistic - there were 370,000 new first time buyer mortgages completed in...

The global chief executive of Purplebricks, Michael Bruce, has warned mortgage lenders against offering so-called ‘super-sized’ home loans to borrowers.  Bruce is...

Mainstream bank lending for house purchases grew by 3.6 per cent in October compared to the same month last year. However the...

Landlords and letting agents might feel they’ve taken a bit of a battering from the government in recent years – and...

Locations in the capital dominate a league table of locations where the largest numbers of so-called ‘high risk’ mortgages are taken...

Fewer mortgages were approved for home buyers last month than in the same month a year ago according to figures from...

Gross mortgage lending is set to reach its highest level since 2007 despite Brexit, says the Intermediary Mortgage Lenders Association. But its...

New figures from UK Finance, the umbrella body for finance houses, show gross mortgage lending in September rose to £21.4 billion...

Mortgage lending reached £24.2 billion in August according to latest estimates by UK Finance. There were some 41,807 house purchase approvals, with...

As the mainstream mortgage market braces itself for yet another clampdown on buy-to-let lending, a growing number of property investors are...

High end estate agency Savills says the credit crunch - roughly 10 years old next month - is still having an...

Gross mortgage lending reached £22.1 billion in June - that’s nine per cent higher than in May and three per cent...

The Council of Mortgage Lenders’s buy to let forecast for 2017 and 2018 has been revised down from previous expectations at...

A prominent agent admits to being “disappointed” at what appears to be slowing mortgage figures at a time of year when...

Cash is becoming an increasingly large proportion of the funding used to buy homes according to a new analysis of transactions...

The Bank of England is warning that approvals of mortgages for property purchases in March were at a lower-than-expected 66,837, the weakest...

In recent years the mortgage industry has gone through some testing times. Recession and regulation have led to more stringent lending...

Recent stats from the Council of Mortgage Lenders show that last year 360,000 people moved homes, meaning the number has stayed...

The rapid growth in popularity of buy-to-let in recent years, fuelled in part by the failings of the pensions industry, has...

Connells Group’s mortgage services wing has recorded a 10 per cent increase in the number of mortgages in 2016 and has generated...

The Independent Press Standards Organisation has ruled that a Daily Express newspaper story - “EU Exit Boosts House Prices” - was...

Gross mortgage lending reached a remarkable £246 billion in 2016 - that’s 12 per cent higher than the previous year and...

The rental market has had to face a raft of changes over the past year, including the introduction of the 3% stamp...

There is no doubt that 2016 managed to catch the world by surprise on more than one occassion.  But will 2017 be...

Around six in 10 estate agents say their experience shows that mortgage lending restrictions targeting customers aged 55 or over are...

Data from HM Revenue & Customs shows that the sale of residential properties rose a marginal 0.8 per cent last month...

Next year is likely to be a challenging time for letting agents, following a raft of changes introduced by the government...

Fears raised over the UK housing market in the wake of the Brexit vote have so far proved to be ‘wide...

The Bank of England’s Prudential Regulation Authority has confirmed that tighter regulations will apply to lenders providing mortgages for buy to...

The huge rush to acquire buy-to-let property in the first quarter of the year ahead of the stamp duty change deadline...

The British Banking Association’s latest mortgage lending figures suggest early signs of fall-out from the surprise vote for the UK to...

The latest figures on mortgage lending suggest that higher house prices led to greater lending in June this year than 12...

As promised, this week’s Natter is dedicated to a question and answer session with Peter Brodnicki, the man who has been...

One of the first major pieces of research to come from an estate agency following the EU referendum suggests the short-term...

The Council of Mortgage Lenders says the Brexit vote will hit transactions as buyers and sellers wait for the dust to...

Home-owners borrowed £8.1 billion for house purchases in April, which was four per cent down on the same month a year ago. There...

While buy-to-let lenders brace themselves for further interventions as part of proposals currently being drawn up by the Prudential Regulation Authority...

The Council of Mortgage Lenders estimates that gross mortgage lending reached £18.5 billion last month - the highest April figure since...