x
By using this website, you agree to our use of cookies to enhance your experience.
KEYWORD "Deposit" - 101 RESULTS
House prices and mortgage approvals hit new highs - has the market recovered?

Average house prices and mortgage approvals hit new highs during the summer months, in a positive sign for the property market. Nationwide...

02 September 2024

From: Breaking News

Property Natter: Will first-timers be thrown a Budget lifeline?

The expected dip in mortgage rates following the Bank of England’s base rate cut continued this week with NatWest’s lowest price...

17 August 2024

From: Features

Zoopla seals developer listings deal

Bloor Homes, the UK’s largest non-listed housebuilder has signed a 12-month contract Zoopla.  All Bloor Homes' 80 developments across all nine regions...

16 August 2024

From: Breaking News

Agent says you need £100k income to buy in ‘cheap’ part of London

The director of a London estate agency claims a buyer needs an income of £100,000 a year to purchase a home...

12 August 2024

From: Breaking News

Interest cut to further boost confidence north of the border

The three months of May-July provide welcome news for both active buyers and sellers, and those thinking of buying or selling...

10 August 2024

From: Features

Mortgage rates dropping ‘faster than expected’

Mortgage rates are dropping faster than many expected, Rightmove claims. Nationwide unveiled a 3.99% five-year fix for home purchases this week –...

25 July 2024

From: Breaking News

First-time buyers considering ‘non-traditional routes’ to property

Half of young first-time buyers are willing to consider “non-traditional routes” to get onto the property ladder. Research suggests that around a...

23 July 2024

From: Breaking News

Building sites and battlegrounds - will Labour’s 1.5m new homes plan collapse?

The new Government’s plan to ‘Get Britain Building’ is ambitious, to say the least.    And it is central to their mission, not...

20 July 2024

From: Features

Low deposit mortgage choice hits two-year high

The number of low deposit mortgage deals has reached a two-year high. Data from comparison website Moneyfacts shows the availability of deals...

09 July 2024

From: Breaking News

Election '24 - Industry leaders call for landlord support

Heidi Shackell, chief executive officer at The Lettings Hub said: “The General Election, called in May, halted progress of the Renters'...

06 July 2024

From: Features

Nationwide: 'Affordability issues weighed on Spring property market'

High mortgage rates continued to weigh on the housing market in June, leaving house price growth relatively flat. Nationwide’s latest House Price...

02 July 2024

From: Breaking News

Let's call an end to homebuyers sharing information on email

Given the rise of conveyancing fraud, client compliance platform Thirdfort is urging conveyancers, lawyers and estate agents to offer more secure...

29 June 2024

From: Features

First-time buyers moving further to get on the property ladder – research

Affordability concerns are prompting many first-time buyers to consider moving more than 30 miles on average from their preferred location to...

27 June 2024

From: Breaking News

Mind the gap: single women in London have less saved for a deposit

Women in London who are looking to get on the property ladder face significant challenges that prevent them from buying a...

22 June 2024

From: Features

Cost of moving hits almost £52,000 – research

Homebuyers are spending an average of £51,784 to move home in the current market, although this climbs as high as £86,000...

12 June 2024

From: Breaking News

Agents Do Charity - charitable goals

A variety of charities have received support from the property industry this week. If there are charitable endeavours you think the rest...

31 May 2024

From: Breaking News

Developer extends deposit contribution scheme

Barratt London is extending its deposit contribution scheme to thousands more key workers.   The Key Worker Deposit Contribution Scheme has been extended...

30 May 2024

From: Breaking News

After delays, departures and disruption, Renters (Reform) Bill finally runs out of steam

The Government’s controversial Renters (Reform) Bill has fallen victim to Rishi Sunak’s election announcement and has been shelved. The legislation – which...

25 May 2024

From: Features

First-time buyers dominate the market but downsizers are staying put - claim

The proportion of mortgaged homebuyers has hit its highest level for four years, research suggests. Analysis based on conveyancing quote requests on...

21 May 2024

From: Breaking News

Zoopla: First-time buyers are better off buying than renting

It is now 8% cheaper to buy a property than to rent in the same area even despite higher mortgage rates,...

17 May 2024

From: Breaking News

Use of Help to Buy ISA-backed property deposits slumps

The number of properties purchased using a Help to Buy ISA-backed deposit fell to record lows last year, official data shows. Government...

16 May 2024

From: Breaking News

Mastering Tenant Deposits: A Guide for Letting Agents

Managing tenant deposits is a crucial part of any letting agent’s responsibilities. Ensuring compliance with regulations and safeguarding both landlord and...

08 May 2024

From: Features

Surge in agents’ Suspicious Activity Reports filed to National Crime Agency

There’s been a significant rise in the number of so-called Suspicious Activity Reports concerning money laundering and the agency industry. Suspicious Activity...

01 May 2024

From: Breaking News

Property Natter - Here comes Summer.... or maybe Autumn?

We all know that first-time buyers have had a tough time of it lately. Mad mini-budgets resulting in higher interest rates...

27 April 2024

From: Features

London has lowest level of tenanted properties for buy-to-let investors

The latest research by London lettings and estate agent, Benham and Reeves, has revealed that while a rental property with a...

27 April 2024

From: Features

Tax-Free Childcare info for self-employed property professionals

The new financial year is often an opportunity to get organised for the year ahead. For self-employed property professionals who are...

20 April 2024

From: Features

Jonathan Rolande: New build data is something to build on

Data and statistics are never in short supply for those of us working in the property sector.  But one set which really...

19 April 2024

From: Breaking News

Blip or trend? House prices fell in March

House prices dipped on a monthly basis during March but annual growth improved, Nationwide data shows. The latest Nationwide House Price Index...

03 April 2024

From: Breaking News

Material Information Guidance - Is it Actually Material?

In this, the second of a three-part series, David Beaumont continues his critique of the new Material Information Guidance. There are 21...

30 March 2024

From: Features

A game changer? Yorkshire Building Society launches 99% loan-to-value mortgage for first-time buyers

The Government may have backtracked on plans for 100% loan-to-value (LTV) mortgages but Yorkshire Building Society has come up with its...

28 March 2024

From: Breaking News

Newborns face paying £500,000 for homes when they hit first-time buyer age

A baby born today will need to earn £95,121 to get on the property ladder, research suggests. The analysis forecasts that the...

20 March 2024

From: Breaking News

What would a real property industry Budget look like?

The Spring Budget last Wednesday rounded out to be mostly a disappointment for the property industry, but it was also perhaps...

16 March 2024

From: Features

First-time buyers face six-year savings wait - research

Single first-time buyers need to save for almost 6.5 years or 76 months to raise a 10% deposit and cover moving...

15 March 2024

From: Breaking News

Halifax: Housing market has started strong but a slowdown is still possible

Average house prices rose for the fourth consecutive month during February, figures from Halifax show, but it is unclear how long...

08 March 2024

From: Breaking News

Jonathan Rolande: A Budget that could see the Chancellor moving out of Number 11

When the Chancellor stood up to deliver the Spring Budget on Wednesday, those of us in the property business could be...

08 March 2024

From: Breaking News

The need to fill the void in the aftermath of Help to Buy

As the Budget approaches and the housing crisis intensifies, it is important to consider what the Chancellor could – and should...

02 March 2024

From: Features

Agents Do Charity - up for a challenge

A variety of charities have received support from the property industry over the past week. If there are charitable endeavours you think...

01 March 2024

From: Breaking News

Agency trade body reveals Spring Budget wishlist

Propertymark has added its name to calls for Stamp Duty reform and has also urged lenders to develop more affordable mortgage...

29 February 2024

From: Breaking News

Millions of young people ‘unlikely’ to follow parents on property ladder

Almost 2m aspiring homeowners do not think they will be able to follow in the footsteps of their parents by owning...

26 February 2024

From: Breaking News

Property expert slams 1% mortgages as Government considers introduction

The Government’s proposal to introduce a new 1% deposit mortgage scheme to help young people onto the property ladder is unworkable...

24 February 2024

From: Features

Down-valuations on the rise - warning

Down-valuations appear to be on the rise and it is shocking agents and mortgage brokers. Property professionals have seen an uptick in...

23 February 2024

From: Breaking News

 Chancellor finalising ‘high-risk’ 1% mortgage scheme - reports

Rumours of the launch of a 1% mortgage deposit scheme have re-emerged with just weeks to go until the Spring Budget  Chancellor...

23 February 2024

From: Breaking News

Jonathan Rolande: How I would rescue the buy-to-let sector

Every year the media writes a lot about house price crashes, and often pose the question whether this is the year...

23 February 2024

From: Breaking News

Zoopla: First-time buyer homes selling at 8% below local average

Properties favoured by first-time buyers are typically selling for an average of 8% or £20,300 below the local market average, Zoopla...

22 February 2024

From: Breaking News

How can I help my loved one get on the property ladder?

Compared with a decade ago, today's first-time buyers are older, more likely to buy with a partner and more likely to...

17 February 2024

From: Features

Bob Dylan Was Right About Changing Times!

The times, they are indeed a-changin’. But what Dylan may not have appreciated, however, was how fast that change would be...

08 February 2024

From: Breaking News

How can I help my loved one get on the property ladder?

Compared with a decade ago, today's first-time buyers are older, more likely to buy with a partner and more likely to...

03 February 2024

From: Features

Nationwide: House prices rose in January but ‘rapid rebound’ is unlikely

Average house prices rose between December and January but a rapid rebound is unlikely, Nationwide has warned. The latest Nationwide House Price...

01 February 2024

From: Breaking News

Halifax: First-time buyers are teaming up as sales fall

The number of first-time buyers fell by a fifth last year but this cohort still made up the largest proportion of...

31 January 2024

From: Breaking News

Zoopla: ‘The best first-time buyer policy is to build more homes’

Building more homes is a better solution than mortgage schemes to support first-time buyers, a Zoopla executive has claimed. Richard Donnell, executive...

30 January 2024

From: Breaking News

Wealthy buyers hit by tougher lending criteria

Mortgage rates may be falling but tougher lending criteria is stifling many borrowers, including high earners. Research by Investec has found the...

30 January 2024

From: Breaking News

Treasury ‘considering’ 1% deposit mortgages for first-time buyers - report

The Government’s latest attempt to bolster the property appears to be 1% deposit mortgages. Chancellor Jeremy Hunt is reported to be considering...

22 January 2024

From: Breaking News

Labour proposes longer-term fixed rate mortgages

The Labour Party has proposed introducing 25-year fixed term mortgages should it win the next General Election. Shadow chancellor Rachel Reeves suggested...

15 January 2024

From: Breaking News

Majority of first-time buyers received help to climb property ladder - research

Only a tenth of first-time buyers have managed to get on the property ladder without additional support, a survey has revealed. Comparison...

11 January 2024

From: Breaking News

Phil Spencer: Good deeds are for all year, not just Christmas!

One of the most heart-warming parts of my job is having the privilege to be the patron of Agents Giving, the...

11 December 2023

From: Breaking News

The housing market needs a real plan for growth

There has no doubt been many commenting on Chancellor Jeremy Hunt’s recent Autumn Statement held a couple of weeks ago. We...

09 December 2023

From: Features

How investing in a CRM is the best way to NTS compliance

I think we can all agree that the National Trading Standards Material Information reforms are a good thing for the property...

06 December 2023

From: Sponsored Content

The housing market needs a real plan for growth

There has no doubt been many commenting on Chancellor Jeremy Hunt’s recent Autumn Statement held a couple of weeks ago. We...

06 December 2023

From: Features

HMRC: October property market activity hits two-year low

HMRC recorded the slowest October for property sales since 2021 last month. The latest property transaction figures from the taxman estimates that...

01 December 2023

From: Breaking News

Autumn Statement: Treasury pledges £3m to ‘improve homebuying process'

The Autumn Statement ended up being silent on Stamp Duty reforms and direct housing market stimulus but there were some nuggets...

23 November 2023

From: Breaking News

Major mortgage lender calls for first-time buyer market review

Nationwide has called for an independent review of the first-time buyer market as it urges the Chancellor to boost support for...

20 November 2023

From: Breaking News

Top tips to promote the real value of your letting agency

The role of a residential landlord has changed considerably over the years. What was once a relatively straightforward means of generating...

18 November 2023

From: Features

Boost for buyers as mortgage choice rises and rates drop

Low deposit home buyers have been given a boost after product choice hit a 14-month high. Data from Moneyfacts shows the number...

14 November 2023

From: Breaking News

Single buyers ‘priced out’ of property market - claim

Single first-time buyers with low deposits are priced out of much of the property market, research suggests. New analysis using the latest...

03 November 2023

From: Breaking News

Understanding professional indemnity claims in letting agent services

Why professional indemnity claims are on the rise In today's volatile economic landscape, the uncertainty faced by landlords and tenants has reached...

01 November 2023

From: Features

Safestyle's Halloween Horror

On Halloween eve, Safestyle decided to give everyone a real fright and announced the company had gone into administration. This has...

01 November 2023

From: Features

Stamp Duty Cut speculation starts 'election housing market' - claim

The best way to judge the UK housing market is to check on what’s happening in Parliament, not the price indices...

31 October 2023

From: Breaking News

Revealed - the best city for First Time Buyers today

A new analysis of the housing market has assessed 50 cities in the UK to establish which is best for first...

26 October 2023

From: Breaking News

The cost of living crisis highlights the need for a choice of rental deposits

As the UK economy faces a period of uncertainty characterised by a cost of living crisis and soaring inflation rates, many...

25 October 2023

From: Features

Tenants need choice when it comes to spiralling rental costs

An opinion piece by Sam Reynolds, CEO of Zero Deposit Just weeks ago, the Bank of England brought a halt to its...

21 October 2023

From: Features

Check-Out the Long-Term Benefits of Check-In Reports…

Hands-up who likes doing check-in reports? These start-of-tenancy reports may not be the most popular of activities for the letting agent...

18 October 2023

From: Features

Hamptons: Some sellers still ‘holding out for last year’s prices

Agents are securing sales closer to asking price but properties are taking longer to sell, new data suggests. Analysis by Hamptons, using...

05 October 2023

From: Breaking News

Council buys private homes to improve their EPC ratings

A Labour council has revealed that it’s bought 15 open market homes, beefed up  their energy efficiency and will use them...

03 October 2023

From: Breaking News

Bank of Family foot the bill to get young people on housing ladder

There’s growing evidence that wider family members - not just Mum and Dad - are stumping up cash to help younger...

03 October 2023

From: Breaking News

Halifax: First-time buyer sales fall amid market slowdown

The number of first-time buyers has fallen this year but the proportion of sales to this cohort remains the same due...

27 September 2023

From: Breaking News

One year later: Market remains tough for buyers after mini-Budget mayhem

It is just over one year since former Prime Minister Liz Truss and Chancellor Kwasi Kwarteng’s ill-fated mini-Budget and homeowners and...

25 September 2023

From: Breaking News

Boost for buyers as mortgage rates drop and choice rises

Mortgage borrowers now have the greatest choice of home loan products since February 2022, Moneyfacts data suggests. It is a boost for...

13 September 2023

From: Breaking News

Buyers continue to rely on relatives for homebuying support - research

Mortgage searches on behalf of borrowers using gifted equity or making a concessionary purchase from a family member rose by 75%...

12 September 2023

From: Breaking News

Government urged to resurrect Help to Buy

The Government is facing calls to resurrect the Help to Buy Equity Loan scheme. The housing support scheme, which provided a Government-backed...

11 September 2023

From: Breaking News

Government to include property logbooks in First Homes scheme

The Government’s First Homes Scheme is set to be the first state-backed initiative to use digital property logbooks. It comes after a...

11 September 2023

From: Breaking News

Property Natter - Oh brother, where art thou?

I sometimes wonder just how far our national obsession with buying our own homes will stretch. First-time buyers are prepared to save...

02 September 2023

From: Features

Check-out Report Shortcuts Every Letting Agent Should Know

The end of a tenancy can be busy and stressful. As the letting agent, you’ll have many plates spinning to move...

02 September 2023

From: Features

Fewer buyers stretching affordability to get on property ladder

Mortgage lending has dropped and buyers are no longer stretching their affordability limits, UK Finance claims. New data from the banking trade...

30 August 2023

From: Breaking News

Sibling support for first-time buyers doubles - research

Forget the Bank of Mum & Dad, now even siblings are chipping in to help brothers and sisters onto the property...

29 August 2023

From: Breaking News

Housing market still in doldrums despite mortgage rate cuts

Mortgage lenders are at last cutting their rates on some deals, confident that the Bank of England’s base rate may rise...

15 August 2023

From: Breaking News

Mortgage rates drive buyers away from London property

Higher mortgage rates have replaced the 'race for space' as the primary reason for buying outside of London this year, research...

07 August 2023

From: Breaking News

The UK regions with the highest and lowest average first-time buyer deposits

The property market is unstable at the moment making it increasingly difficult for first-time buyers to get on the ladder. As a...

05 August 2023

From: Features

Have Bank of England rate hikes peaked?

Agents and property professionals have expressed hopes that rates have peaked after latest rise Iin the cost of borrowing. The Bank of...

04 August 2023

From: Breaking News

Broker raises negative equity fears over Government mortgage schemes

A mortgage expert has expressed concern about the level of borrowers still taking out high loan-to-value government-backed home loans despite falling...

19 July 2023

From: Breaking News

Frightening figures for first time buyers saving for deposits

A new study of 130 locations across the UK reveals huge ‘postcode lottery’ differences as to how quickly a first time...

11 July 2023

From: Breaking News

Slowdown in housebuilding will lead to chronic lack of supply, warns RSM UK

The UK is heading for a further drop in housebuilding, according to the latest Purchasing Managers Index data by S&P and...

08 July 2023

From: Features

House price declines continue ‘but soft landing is possible’

Annual house price growth remained negative in June as mortgage rates hit buyer budgets but there is still a chance of...

03 July 2023

From: Breaking News

Now is the time for the Government to resurrect help to buy

With the Bank of England’s rate rise to five per cent, soaring rents, and the cost-of-living crisis, now is the time...

24 June 2023

From: Features

40-year mortgages - should you consider one?

It’s a tough old road for today’s first-time buyers, with house prices and mortgage interest rates much higher than they were...

03 June 2023

From: Features

Rightmove reveals cheapest and dearest places for first time buyers

New analysis from Rightmove claims to reveal the cheapest UK city for a first time buyers to get on the property...

01 June 2023

From: Breaking News

First Time Buyer Woe - prices and deposits soar despite market slowdown

The average first-time buyer in Britain has seen the cost of a home increase by £25 per day since interest rates...

31 May 2023

From: Breaking News

Almost 18% of sale fall-throughs happen in first two weeks - claim

The most common time for a property sale to fall through is in the second week after the sale is agreed,...

30 May 2023

From: Breaking News

Property Natter - See a purse and pick it up and all the day you’ll have good luck

Great story this week about the estate agent in St John’s Wood who found a purse in the back of a...

27 May 2023

From: Features

Is your letting business still compliant?

Following publication of the Renter’s Reform Bill and the media coverage surrounding it, many agents and their landlords will understandably have...

27 May 2023

From: Features

House price growth continues to slow – Land Registry

Annual house price growth slowed for the fifth consecutive month during March and remains negative on a monthly basis, Land Registry...

25 May 2023

From: Breaking News

MovePal MovePal MovePal